Enabling Digital Payments Transformation

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Title : Enabling Digital Payments Transformation
Edition : 
Year : 
Authors : Aerospike
Publisher : Aerospike

 Preface
The Rise of Digitalization is Changing the Payments Industry
Global payments are expected to exceed $2.3 trillion by 2019, and each year, non-cash payments are
accounting for an increasing share of this massive market. Cashless transactions are growing by 10%, and according to one study, are likely to represent over one million transactions every minute by 2020.
Although cards remain the dominant and fastest growing payment instrument, the landscape is poised for rapid change and market disruption. The growing adoption of mobile payments, particularly among millennials, combined with a rapid uptake in eCommerce “Card Not Present” (CNP) transactions, and the emergence of non-banking payment service providers (FinTech) are among the many factors causing turbulence and disintermediation in discrete parts of banking and the payments landscape

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